Claudio Ciofani
Claudio Ciofani Realty The key to selling your home!

Featured Listings


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Never Miss The Perfect Home Again!

Here's your chance to be notified of all new listings that meet your criteria, absolutely FREE! Please complete and submit the form below.

Not only will you be notified by email of all new listings that match your search criteria within our system, but your home search will also be compared against other participating agents' listings within your desired area(s). All new listings added to system that match your criteria will be emailed to you.

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Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Welcome to Royal LePage State Realty


 

 

Welcome to Royal LePage State Realty, your source for Stoney Creek real estate. If you own real estate that you're thinking of selling, I would be happy to provide you with a FREE Home Evaluation.

In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Greater Hamilton & Burlington Areas with my New Listings Notification

Whether you are buying or selling a home, hire someone like me, who wants to earn your business. I invite you to contact me as I'd be happy to assist you with this important transaction.

In addition, if you have any general questions about buying or selling real estate in Ontario, please contact me as I'm more than willing to help. 

Please browse my website for listings, reports and important local real estate information.

Sincerely,

Claudio Ciofani
Royal LePage State Realty


My Listings



 PhotoAddressLocationNeighborhoodPriceSizeStyleType
View
(15 Photos)
237 PINE COVE Road
Roseland MLS® $1,750,000 "2 Storey, Detached" Residential
View
(15 Photos)
2308 NEWCASTLE Crescent
Oakville MLS® $464,900 "2 Storey, Semi Detached" Residential
View
(11 Photos)
1300 MARLBOROUGH Court, Suite 124
Oakville MLS® $209,900 "2 Storey, Apartment" Condominium
View
(15 Photos)
158 BALSAM Avenue North
MLS® $139,888 "2 Storey, Detached" Residential
View
(11 Photos)
91 CENTENNIAL Parkway South, Suite 1
MLS® $1,200.00 CAD Monthly "1 Storey, Stacked" Residential
View
(15 Photos)
91 CENTENNIAL Parkway South, Suite 2
MLS® $1,200.00 CAD Monthly "1 Storey, Stacked" Residential
View
(1 Photos)
Sold
485 Green Rd, Suite 24
Stoney Creek SOLD  Single Story Residential
View
(1 Photos)
Sold

Pinedale SOLD  Single Story Residential
View
(1 Photos)
Sold
23 Willowbanks
Stoney Creek SOLD  Single Story Residential
View
(1 Photos)
Sold
75 Glenburn
Riverdale SOLD  Single Story Residential



Our Listings



 PhotoAddressLocationNeighborhoodPriceSizeStyleType
View
(1 Photos)
Sold
75 Glenburn
Riverdale SOLD  Single Story Residential
View
(1 Photos)
Sold
23 Willowbanks
Stoney Creek SOLD  Single Story Residential
View
(1 Photos)
Sold

Pinedale SOLD  Single Story Residential
View
(1 Photos)
Sold
485 Green Rd, Suite 24
Stoney Creek SOLD  Single Story Residential
View
(11 Photos)
91 CENTENNIAL Parkway South, Suite 1
MLS® $1,200.00 CAD Monthly "1 Storey, Stacked" Residential
View
(15 Photos)
91 CENTENNIAL Parkway South, Suite 2
MLS® $1,200.00 CAD Monthly "1 Storey, Stacked" Residential
View
(15 Photos)
158 BALSAM Avenue North
MLS® $139,888 "2 Storey, Detached" Residential
View
(11 Photos)
1300 MARLBOROUGH Court, Suite 124
Oakville MLS® $209,900 "2 Storey, Apartment" Condominium
View
(15 Photos)
2308 NEWCASTLE Crescent
Oakville MLS® $464,900 "2 Storey, Semi Detached" Residential
View
(15 Photos)
237 PINE COVE Road
Roseland MLS® $1,750,000 "2 Storey, Detached" Residential


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